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  1. K

    New developments to share

    maybe I old school mindset. Always want to be free from mortgage loan asap.
  2. K

    New developments to share

    That's the plan.. but whether can carry out is another question.
  3. K

    New developments to share

    I am clearly aware of the high interest payable. Thats why i tried to get 20 years instead of 25 as proposed by bank. I also intend to pump cash into the flexi loan scheme which helps to reduce the interest. Aware but not cash rich enough to avoid.
  4. K

    New developments to share

    cash buyer alert!
  5. K

    Early retirement in JB

    a smart move indeed I feel. Nonetheless, don't fix what is not broken. Naturally they are still the most preferred opposition by a large margin. When CST stepped down and Mrs took over, Potong Pasir falls from grace. however when Mr Low departed to contest in Aljunied GRC, even with a by...
  6. K

    Banking & Finance (includes credit cards posting)

    Re: Which bank offers the best FD rate for non-residents? It is a common knowledge among m'sian that when they are first born into the world, they are carrying a national debt of RM40k. There are statistics showing m'sia does not last till 2019 which by then they will be made bankrupt just...
  7. K

    New developments to share

    Once they make you bankrupt, you cannot travel without OA approval, as such, you will have difficulties re-entering the country. I am sure they will sue you for your singapore asset to recover the liabilities as well. So ya, those who over commit should really be worried.
  8. K

    New developments to share

    I suspect chances of new development such as rail transport will make more sense to the govt as this is a good opportunity to set for eg 500billion budget, and pocket 200billion first. Repair of roads... Nah.... too ikan bilis for these hungry sharks.
  9. K

    New developments to share

    Oh you mean this way... LOL this is project dependent ma. cannot count like that. many projects still demanding 20% upfront.
  10. K

    New developments to share

    based on the given oil price at current market plus PM Najib announcement of amended Budget 2015, it appears this project could drag longer than expected, unless they take a loan from Singapore again.
  11. K

    New developments to share

    at least someone is seeing eye to eye as me:)
  12. K

    New developments to share

    Now still got 100% loan to singaporean
  13. K

    New developments to share

    There are estimated 72,000 units in the pipeline from now till 2018. so you can make smart estimate as well:)
  14. K

    New developments to share

    haha, too bad I didn't qualify for Malaysian citizenship yet. so I am still foreigner... Sad case, Malaysia citizenship seems a lot harder to get as compared to our pink I/C. considering I should be more qualified than those zhi char chef and massage girls from PRC who managed to obtain our Pink...
  15. K

    New developments to share

    My wife is unemployed so still need to use my name for the loan hence still subjected to minimum sum
  16. K

    New developments to share

    I am also under the 3 factors. Plus point is my wife is native, hence the transition might be easy as she can read and speak malay which helps with some of the daily chores to the ministries.
  17. K

    New developments to share

    However if they do really well. Most likely we cannot afford their properties
  18. K

    New developments to share

    A wise man's word indeed.
  19. K

    New developments to share

    From what I understand nusajaya development is more flexible in term of the RM1mil threshold in subsale, Flagship A not really. But good suggestion... haha maybe I can ask my agent this friday. LOL
  20. K

    New developments to share

    no worries, never worry about that. You are just sharing info as well:) basically I find Malaysia urban planning is not as advance as Singapore URA, hence there is no absolute "fengshui" place. Even have, I don't think I can afford. Also like I mentioned, I sincerely prefer quiet and peaceful...
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