First, reading, he can afford 3 kids & still having tuition, is not in dire straits at all. Why did the couple, commit to 3 children, where they know raising even one in SINgapore is a mind boggling experience, full of stress & costs??. Retrench 4 times...must a damn bloody looser or an idiotic choosy person, when getting work, wants "good pay & work less". After riding the waves of economic upturn & downturn, as a Salary worker, I had enough of the "loss sharing" with the companies i work for, long, long time back, I made a decision one day...to be my own BOSS & manage on my own. I make more I spend a bit more, I make less I cut corners & when I am making good, save for days, like " I have to cut corners". Rather than moan & groan, getting repeatedly retrench....should be much more enterprising & look for a self employed line of work. What is the use of a degree, when that person, doesn't want to take any risks to go ahead & survive.....??
In the past, the older generation will tell you, " du su" "study to lose"...