Anyone having credit card and how you guys are using...
Anyone having credit card and how you guys are using...
Anyone having credit card and how you guys are using...
Don't use standard chartered card. Really messed up bank. You pay in full 4 days before due date and still kenna charged overdue charges!!! !!!!!???????? What on earth is wrong with them?
What are you trying to sell?
potter said:
Such a broad and open question, on using plasticAllota said:Anyone having credit card and how you guys are using...
I was at RHB bank sometime back, and the front line staff asked if I wanted to apply for a card. So I said ok, w/o knowing what card I was applying. I used it for the first time to buy a pair of specs in JB. I was still waiting to receive the bill through the post. But it didn't come. All this while I was still worrying if the postman had mistakenly drop it into neighbour's letter box. It was much later that I realised it was deducted straight from my savings a/c. Silly me! There is with some cash rebate too!
Supposing if I lost the card, and someone picks it up, is he able to 'swipe clean' my entire bank a/c?
I was at RHB bank sometime back, and the front line staff asked if I wanted to apply for a card. So I said ok, w/o knowing what card I was applying. I used it for the first time to buy a pair of specs in JB. I was still waiting to receive the bill through the post. But it didn't come. All this while I was still worrying if the postman had mistakenly drop it into neighbour's letter box. It was much later that I realised it was deducted straight from my savings a/c. Silly me! There is with some cash rebate too!
Supposing if I lost the card, and someone picks it up, is he able to 'swipe clean' my entire bank a/c?
Debit card has a low limit of about $2-3k RM per day, so you are quite safe. I'm using this in Johor, which is very convenient. Every few months I just TT to this account to top up.
To digress somewhat, which bank would be your top choice should you open an a/c in JB? In terms of good interest offered, service, charges, etc.
Debit card has a low limit of about $2-3k RM per day, so you are quite safe. I'm using this in Johor, which is very convenient. Every few months I just TT to this account to top up.
Thanks!
I have RHB savings & current. For current a/c there is always a RM5 charge every month. Maybe my credit balance falls below a certain amount. My tenant help to bank in the rental into my savings a/c every month.
Can also place online fd, interest about 3.1-3.2%. Used to have a Maybank a/c but have since closed it because need to have at least one transaction every year if not bank will impose a certain charge. Lots of charges in My! From 1st April next yr, bank will impose 50 sen for every check issued if I rem correctly.
That is y I only apply n use debit cards in Johor.
To digress somewhat, which bank would be your top choice should you open an a/c in JB? In terms of good interest offered, service, charges, etc.
Thanks!
I have RHB savings & current. For current a/c there is always a RM5 charge every month. Maybe my credit balance falls below a certain amount. My tenant help to bank in the rental into my savings a/c every month.
Can also place online fd, interest about 3.1-3.2%. Used to have a Maybank a/c but have since closed it because need to have at least one transaction every year if not bank will impose a certain charge. Lots of charges in My! From 1st April next yr, bank will impose 50 sen for every check issued if I rem correctly.