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Money No Enough: Fixed Deposits Lobang (1-mth FD included)

J

JustLikeThis

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Hong Leong Bank (Not Hong Leong Finance) no lock-in period
(Reputable Malaysian Bank)

isaving-table.JPG


https://www.hlbank.com.sg/en/person...s-account-same-flexibility-higher-growth.html
 
J

JustLikeThis

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NOTE: In the event a Deposit Insurance (DI) Scheme member bank or finance company fails, all of your insured deposits with that member are aggregated and insured up to S$75,000 by the Singapore Deposit Insurance Corporation Limited (SDIC). Insured deposits held in trust and client accounts held by non-bank depositors are insured up to S$75,000 per account.
 
knowwhatyouwantinlife

knowwhatyouwantinlife

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whoami said:
If top up, large portion of ur deposits go to ur MS acct. Only few % left over go to ur SA acct. :smile: U tink is worth it?:smile:
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Nope can top up sa either transferring from oa or using cash...dont understand your part about about going into MS...if dont top up like this a rank and file diploma holder will definitely lose out to the earnings of a rank and file degree holder assuming both of them reach 55 the same time
 
W

whoami

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knowwhatyouwantinlife said:
Nope can top up sa either transferring from oa or using cash...dont understand your part about about going into MS...if dont top up like this a rank and file diploma holder will definitely lose out to the earnings of a rank and file degree holder assuming both of them reach 55 the same time
Click to expand...

Tot u were referring to top up cpf using cash. Instead of placing in FD in banks we can also place with cpf. But ur funds will be divided. Sm goes to ord..sa..ms.
 
sweetiepie

sweetiepie

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JustLikeThis said:
ICBC SGD Promotion Rates(for Fresh Funds)
(Reputable China Bank)

Tenor SGD500 & Above SGD20k & Above
1 month 1.45%pa 1.55%pa
3 months 1.60%pa 1.70%pa
6 months 1.70%pa 1.80%pa
9 months 1.75%pa 1.85%pa
1 year 1.80%pa 1.90%pa
1 year (via e-Banking)1.85% to 1.95%

https://www.icbc.com.cn/ICBC/海外分行/新加坡网站/en/CommercialBankBusiness/PersonalBanking/Deposits/FixedDeposit/
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KNN didn't know ICBC now also chut fresh fund pattern KNN means like SCB got business don't want do liao KNN
 
sweetiepie

sweetiepie

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knowwhatyouwantinlife said:
Nope can top up sa either transferring from oa or using cash...dont understand your part about about going into MS...if dont top up like this a rank and file diploma holder will definitely lose out to the earnings of a rank and file degree holder assuming both of them reach 55 the same time
Click to expand...
KNN for cpf investment best winning method is
1. meet the min sum as young as possible by transfering all your oa to sa.
2. Pay off your hdb flat asap then build up your oa
3. When near 55 yo use the max amt in sa to invest temporary (leaving $40k inside sa) Once you hit 55 yo cpfb will take all your oa and the 40k balance in sa to form the ra full retirement sum
4. Exit from your temporary investment and the money will all goto your sa to earn the 4% without being locked KNN
 
W

whoami

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sweetiepie said:
KNN Maybank 2% is fake type KNN is combo to a 10% lock from savings account KNN in actual is about 1.81% KNN but sinkie see 2% song song kaw maybank KNN
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Understand Maybank paying 2.22% for min 20K and 2K to ur saving at 0.05 or 0.5% (cant really remember). So need to place min 22k in total. 2K in saving till FD mature. But i do remember on average one will get slightly more than 2%
 
sweetiepie

sweetiepie

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whoami said:
Understand Maybank paying 2.22% for min 20K and 2K to ur saving at 0.05 or 0.5% (cant really remember). So need to place min 22k in total. 2K in saving till FD mature. But i do remember on average one will get slightly more than 2%
Click to expand...
KNN then my uncle got conned liao he was told 2 wks ago by a staff to be 2% with a combo lock which only workout to be 1.8% KNN
 
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Bad New Brown

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whoami

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Bad New Brown said:
$20,000 is a huge amount of money for people to place in a long term FD :rolleyes:

I always think that not many people in Sinkieland do have $20,000 spare cash in hand to do that :laugh:
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U see so many familiar names. All very free one:smile:. Posting here most of the time. Some reaching MG...some already MG...some PG. Sure have spare ca$h. Tats why dont always listen to what Oppie claimed theres alot of poor singkies on the street. I can confidently say alot of singkies are rich.:roflmao: 20k in kantonis sap sap soi right.:laugh:
 
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