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PAPee Only Interested in Sporns' Insurance Premium!

makapaaa

Alfrescian (Inf)
Asset
<TABLE border=0 cellSpacing=0 cellPadding=0 width="100%"><TBODY><TR>MediShield should not have age bar
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<!-- START OF : div id="storytext"--><!-- more than 4 paragraphs -->I REFER to the reply by the Ministry of Health, 'Multiple tiers of protection for all' (Sept 2).
My MediShield-protected parents are both 83 years old. In two years, they will be out of MediShield coverage and will not be able to avail themselves of its hospital and surgery plans.
They have been paying MediShield premiums for years and have not made a single claim. I believe they will live beyond 85.
I am happy that the ministry's reply stated that the age limit for coverage has been been raised progressively. But as the life expectancy of Singaporeans exceeds MediShield's latest age limit increase to 85 three years ago, it would be even more gratifying if the ministry took steps immediately to raise it to 90 and beyond.
Many plans by private insurers already cover until death, and it would be great if MediShield could consider doing likewise.
I had planned to switch my parents from MediShield to a private insurer because of the 85-year age bar, but that is not possible because the last entry age for private insurance is 75.
So, if the Government does not act, Singaporeans like my parents will not have any hospital and surgery plan covering them at an age when coverage is crucial.
The ministry's reply suggested that Singaporeans are protected in a multi-tiered system, but that is complicated, inconvenient and inferior to having specific coverage for oneself.
Daniel Choy
 

scroobal

Alfrescian
Loyal
Dear Daniel

As a Singaporean and after living under PAP rule for 50 years or born into it, you must realise that you must contribute to the State and not the other way around. These things should be apparent when you read the Straits Times and the wonderful articles that come from it especially luminaries like Cheong, Chua Sisters, etc.

This is expected of you - shoot both your parents when they reach 85. This will reduce the burden on the state and lets face it - they can't contribute at that age.

Since I am on the subject of acting in the interst of the State, let me share a few things on the same line. If you are unemployed, also shoot yourself. If you own a HDB property, don't kill yourself yet if you unemployed, convert the rooms with bunks - 3 bunks, double decker to take 6 Ah Tiongs, Ah Nehs, Pinoys etc and use that money to sustain yourself. State needs those workers and they are not really keen for you to get that rental but they look at the big picture. If you have young children prepare them mentally to attend school with overaged foreign kids who would be more mature and therefore will outshine them. Tell them don't waste time with Sports. They will facing kids that are bigger and stronger but whose birth certs are questionable.

Let face it - if there is a genuine desire to provide coverage after 85, it would have been done. I am sure the State knows that those aged 85 simply don't evaporate on their birthday.
 
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