<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0><TBODY><TR>Maid loans: What MOM should mandate
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<!-- START OF : div id="storytext"--><!-- more than 4 paragraphs -->MAID agencies should not collect maid loans from employers. They should collect this money directly from the maids, as and when they earn their monthly wage.
It is very unfair for employers to have to pay a wage, up to nine months in advance, for a maid who has not started work. If the agencies cannot trust the maids to pay the loan in instalments, why should employers trust these maids with their young children and elderly relatives?
In families where the maid does not have a day off, monthly visits by the agent could act as a deterrent against maid abuse.
Alternatively, the Ministry of Manpower (MOM) should make it mandatory for agencies to refund the balance of the loan to employers immediately after the maid returns to the agency.
This should apply to all situations, even if the employer is taking a replacement maid. Amid all the complaints of unfairness to employers, this is the least MOM can do to protect employers.
Finally, if an agency closes its business and the maid decides to leave her employer before her loan is paid up, how can the employer recover the advance wages? Do agencies place a bond with MOM, since they collect large sums of money from members of the public? Goh Mei Yen (Ms)
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<!-- START OF : div id="storytext"--><!-- more than 4 paragraphs -->MAID agencies should not collect maid loans from employers. They should collect this money directly from the maids, as and when they earn their monthly wage.
It is very unfair for employers to have to pay a wage, up to nine months in advance, for a maid who has not started work. If the agencies cannot trust the maids to pay the loan in instalments, why should employers trust these maids with their young children and elderly relatives?
In families where the maid does not have a day off, monthly visits by the agent could act as a deterrent against maid abuse.
Alternatively, the Ministry of Manpower (MOM) should make it mandatory for agencies to refund the balance of the loan to employers immediately after the maid returns to the agency.
This should apply to all situations, even if the employer is taking a replacement maid. Amid all the complaints of unfairness to employers, this is the least MOM can do to protect employers.
Finally, if an agency closes its business and the maid decides to leave her employer before her loan is paid up, how can the employer recover the advance wages? Do agencies place a bond with MOM, since they collect large sums of money from members of the public? Goh Mei Yen (Ms)