http://www.dbs.com.sg/posb/investments/singgrowth/Pages/default.aspx
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<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0><TBODY><TR><TD class=pageFooter style="PADDING-RIGHT: 9px; PADDING-LEFT: 9px; PADDING-BOTTOM: 9px; PADDING-TOP: 9px" align=left colSpan=3>Also available at any DBS branch
POSB Invest SingGrowth Account is a 5-year SGD equity-linked structured deposit.
<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0><TBODY><TR><TD class=pageFooter style="PADDING-RIGHT: 7px; PADDING-LEFT: 0px; PADDING-BOTTOM: 7px; PADDING-TOP: 0px" vAlign=top><SUP>1</SUP></TD><TD class=pageFooter style="PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 7px; PADDING-TOP: 0px">The 4 Singapore blue chip companies are Singapore Telecommunications Limited, United Overseas Bank Limited, Singapore Press Holdings Limited and SembCorp Industries Limited.</TD></TR><TR><TD class=pageFooter style="PADDING-RIGHT: 7px; PADDING-LEFT: 0px; PADDING-BOTTOM: 7px; PADDING-TOP: 0px" vAlign=top><SUP>2</SUP></TD><TD class=pageFooter style="PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 7px; PADDING-TOP: 0px">If a Specified Redemption Event does not occur, the Customer will receive 5 annual Fixed Payouts amounting to a total return rate of 7.70% over approximately 5 years. The Bank will pay the relevant Fixed Payout Amount to the Customer on each Payout Date.</TD></TR><TR><TD class=pageFooter style="PADDING-RIGHT: 7px; PADDING-LEFT: 0px; PADDING-BOTTOM: 7px; PADDING-TOP: 0px" vAlign=top><SUP>3</SUP></TD><TD class=pageFooter style="PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 7px; PADDING-TOP: 0px">If a Specified Redemption Event occurs (from year 2 onwards), the Customer will receive a Bonus Payout Amount in addition to the Fixed Payout Amount and Principal Amount on the Specified Redemption Date. Only one Bonus Payout will be made on the Specified Redemption Date. However, no Bonus Payout will be made if a Specified Redemption Event does not occur. Apart from the payments specified earlier, no further payments will be made after the Specified Redemption Date.</TD></TR><TR><TD class=pageFooter style="PADDING-RIGHT: 7px; PADDING-LEFT: 0px; PADDING-BOTTOM: 7px; PADDING-TOP: 0px" vAlign=top><SUP>4</SUP></TD><TD class=pageFooter style="PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 7px; PADDING-TOP: 0px">The customer will receive the full principal at maturity or upon Specified Redemption Event, unless in the worst case scenario, where the Bank defaults, the Customer will receive zero interest payments and lose his original investment amount. Any early withdrawal by the Customer may result in the Customer receiving substantially less than the principal amount invested.</TD></TR><TR><TD class=pageFooter style="PADDING-RIGHT: 7px; PADDING-LEFT: 0px; PADDING-BOTTOM: 7px; PADDING-TOP: 0px" vAlign=top><SUP>5</SUP></TD><TD class=pageFooter style="PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; PADDING-TOP: 0px">Specified Redemption Event will occur when the Return of each Share in the Underlying Basket is at or above 15% in respect of a Fixing Date. The earliest date on which the Specified Redemption Event may occur is on the first Fixing Date (08 August 2011).</TD></TR></TBODY></TABLE>
Disclaimers:
The information provided herein is strictly for information and general circulation purposes only, and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. Investors should seek advice from a financial adviser taking into account their specific investment objectives, market events, financial situation and particular needs and, where applicable, the risk factors contained in the termsheet and product summary before making any investment decision. Investors should read the termsheet and product summary relating to the investment product, available at POSB and DBS branches before making a commitment to purchase the investment product. Any opinion contained herein is subject to change without notice and is not to be relied on by the reader as professional advice. DBS Bank does not assume or undertake any duty to advise any person and accepts no liability whatsoever for any direct, indirect or consequential loss arising from any use or reliance of this document or anything contained in it.
Note: Structured deposits are excluded from insurance coverage under the Singapore Deposit Insurance Act (Chapter 77A) and the guarantee by the Singapore Government, and carry risks not normally associated with ordinary bank deposits. You should therefore not treat the product as a substitute for ordinary savings or fixed deposits.
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</TD></TR></TBODY></TABLE>POSB Biz. Reg. No. 52880148A June 09
POSB Biz. Reg. No. 52880148A June 09
POSB Biz. Reg. No. 52880148A June 09
POSB Biz. Reg. No. 52880148A June 09
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