- Joined
- Jul 14, 2008
- Messages
- 89,321
- Points
- 113
Before the financial crisis, you used to see "financial advisers" gathered near mrt stations or shopping malls. They would approach you even if you were in a hurry and ask you if they could have a minute of your time. Of course they were lying, what they wanted to tell you would not take a minute. Some of them were even more rude, they would immediately ask you "Do you have CPF" or "How much CPF do you have?".
Most of these have all but disappeared, but they have been replaced by a new breed of sales people asking for donations on behalf of charities.
Let me tell you a few reasons why I object to such people, for your comments if you have encountered them as well.
1. Firstly, they should not be taking a commission from the donation. Apparently, they take a very small "one time fee". In the world of finance and banking, they call this "commission" I believe. If the donor gives $100, the charity should get $100. There's no reason to take a cut.
2. Secondly, these sales people being eager sometimes to the point of being aggressive and rude if they are rejected, will very slowly put people off from donating to charities which support the really needy.
3. Thirdly, they should be gathered outside expensive restaurants, clubs, ktvs, parliament house, turf club, singapore pools outlets, or anywhere rich people or people with extra money gather. They should not be gathering at puublic transport stations and interchanges. People who take public transport generally do not have a lot of money. But because of your aggressive approach or your sympathetic plea, they may part with money they would be better off keeping for a rainy day.
4. Fourthly, you can approach people in this manner to ask them to invest and take a commission. Those who think they have extra money will invest if they are interested and may even be happy to give you your commission. But asking someone you don't know to donate to the needy? They may not have the extra money yet decide to part with it because they are kind or perhaps even intimidated. And you take a cut of their donation on top of that?
Most of these have all but disappeared, but they have been replaced by a new breed of sales people asking for donations on behalf of charities.
Let me tell you a few reasons why I object to such people, for your comments if you have encountered them as well.
1. Firstly, they should not be taking a commission from the donation. Apparently, they take a very small "one time fee". In the world of finance and banking, they call this "commission" I believe. If the donor gives $100, the charity should get $100. There's no reason to take a cut.
2. Secondly, these sales people being eager sometimes to the point of being aggressive and rude if they are rejected, will very slowly put people off from donating to charities which support the really needy.
3. Thirdly, they should be gathered outside expensive restaurants, clubs, ktvs, parliament house, turf club, singapore pools outlets, or anywhere rich people or people with extra money gather. They should not be gathering at puublic transport stations and interchanges. People who take public transport generally do not have a lot of money. But because of your aggressive approach or your sympathetic plea, they may part with money they would be better off keeping for a rainy day.
4. Fourthly, you can approach people in this manner to ask them to invest and take a commission. Those who think they have extra money will invest if they are interested and may even be happy to give you your commission. But asking someone you don't know to donate to the needy? They may not have the extra money yet decide to part with it because they are kind or perhaps even intimidated. And you take a cut of their donation on top of that?
