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Chitchat Breaking news ! Ginfreely is Very Kind Lady
- Thread starter sweetiepie
- Start date
@ginfreely pu your toa chow hai KNN
KNN marder fucking siao phua toa chow chi @ginfreely was 1 of the speaker LOL LOL KNN really wasting public resources KNN lock her up in imh pls KNN
You are the best!!!
LOL it was @Valium who found it in twitter KNN my uncle all the while thought is another retired accountant signora wong LOL KNN
KNN pofma also applies to virgin meh KNN
Apparently, Miss Very Kind Lady had also written to the ST Forum in March 2006, letter titled 'Why do existing customers pay a higher 2nd-year rate?'.
Other people had responded and referred to her letter. Her letter couldn't be found. The libraries might have it on microfilm archives.
Information archiving and retrieval in Sinkieland is still third world standard.
----
http://personalaccidentinsurancefaq.../banks-charge-differently-from-what-they.html
April 4, 2006
Banks charge differently from what they say
I refer to the letter from Very Kind Lady, “Why do existing customers pay a higher 2nd-year rate?” (ST March 31)
Very Kind Lady took a floating rate home-loan from United Overseas Bank (UOB). The loan is now in its second year and it costs 4.05 per cent. However, UOB’s advertised second year rate is only 3.5 per cent.
The 3 local banks offer identical home-loan rates and our family had a similar experience with a different bank. Our year 2 home loan rate shot up to 3.85 per cent while the quoted rate is also 3.5 per cent.
I looked into this and found there is no relation between the rates banks quote and the rates they charge. In fact, a loan officer told me, "The variable rates we tell customers does not obligate the bank in any way."
It turns out that how much you pay depends on the bank’s "board rate". Each bank has many board rates and can re-set them at any time. This determines how much a borrower must pay for a variable rate home-loan. It is independent of a bank’s advertised rates.
Larry Haverkamp
Other people had responded and referred to her letter. Her letter couldn't be found. The libraries might have it on microfilm archives.
Information archiving and retrieval in Sinkieland is still third world standard.
----
http://personalaccidentinsurancefaq.../banks-charge-differently-from-what-they.html
April 4, 2006
Banks charge differently from what they say
I refer to the letter from Very Kind Lady, “Why do existing customers pay a higher 2nd-year rate?” (ST March 31)
Very Kind Lady took a floating rate home-loan from United Overseas Bank (UOB). The loan is now in its second year and it costs 4.05 per cent. However, UOB’s advertised second year rate is only 3.5 per cent.
The 3 local banks offer identical home-loan rates and our family had a similar experience with a different bank. Our year 2 home loan rate shot up to 3.85 per cent while the quoted rate is also 3.5 per cent.
I looked into this and found there is no relation between the rates banks quote and the rates they charge. In fact, a loan officer told me, "The variable rates we tell customers does not obligate the bank in any way."
It turns out that how much you pay depends on the bank’s "board rate". Each bank has many board rates and can re-set them at any time. This determines how much a borrower must pay for a variable rate home-loan. It is independent of a bank’s advertised rates.
Larry Haverkamp
She looks like my dog's cheebye.
KNN apparently sio kan bin is a trouble seeker specialist in complaining KNNApparently, Miss Very Kind Lady had also written to the ST Forum in March 2006, letter titled 'Why do existing customers pay a higher 2nd-year rate?'.
Other people had responded and referred to her letter. Her letter couldn't be found. The libraries might have it on microfilm archives.
Information archiving and retrieval in Sinkieland is still third world standard.
----
http://personalaccidentinsurancefaq.../banks-charge-differently-from-what-they.html
April 4, 2006
Banks charge differently from what they say
I refer to the letter from Very Kind Lady, “Why do existing customers pay a higher 2nd-year rate?” (ST March 31)
Very Kind Lady took a floating rate home-loan from United Overseas Bank (UOB). The loan is now in its second year and it costs 4.05 per cent. However, UOB’s advertised second year rate is only 3.5 per cent.
The 3 local banks offer identical home-loan rates and our family had a similar experience with a different bank. Our year 2 home loan rate shot up to 3.85 per cent while the quoted rate is also 3.5 per cent.
I looked into this and found there is no relation between the rates banks quote and the rates they charge. In fact, a loan officer told me, "The variable rates we tell customers does not obligate the bank in any way."
It turns out that how much you pay depends on the bank’s "board rate". Each bank has many board rates and can re-set them at any time. This determines how much a borrower must pay for a variable rate home-loan. It is independent of a bank’s advertised rates.
Larry Haverkamp
@Valium ..you folks are the best... @ginfreely is too stupid for her own good.. it is a matter of time she is rat out like Saddam Hussein
Taking motorists' thumbprints a good security move
Published ST Forum
Sep 30, 2017, 6:07 am
I applaud the Immigration & Checkpoints Authority of Singapore for implementing thumbprint scans for motorists at the Tuas and Woodlands checkpoints (Thumbprint scanning at Tuas, Woodlands for car travellers; Sept 26).
The move is timely, given the current heightened security consciousness.
Security will definitely be improved by scanning the thumbprints of all travellers, including motorists in cars.
Bus passengers and other travellers have been subjected to this inconvenience, so there is no reason for motorists not to do so in the name of clearing the checkpoints quickly.
People crossing the border should not demand or expect fast clearance at the expense of security.
Very Kind Lady
Published ST Forum
Sep 30, 2017, 6:07 am
I applaud the Immigration & Checkpoints Authority of Singapore for implementing thumbprint scans for motorists at the Tuas and Woodlands checkpoints (Thumbprint scanning at Tuas, Woodlands for car travellers; Sept 26).
The move is timely, given the current heightened security consciousness.
Security will definitely be improved by scanning the thumbprints of all travellers, including motorists in cars.
Bus passengers and other travellers have been subjected to this inconvenience, so there is no reason for motorists not to do so in the name of clearing the checkpoints quickly.
People crossing the border should not demand or expect fast clearance at the expense of security.
Very Kind Lady
She's putting herself out there to lure people into fucking her in Twitter. What a stupid naive bitch.
@ginfreely diu your chao hai!
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