They didn't ask me for 6 months savings account because all MY banks (as I know) only provide up to 3 months account history. Yes, I provided my various bank statements to show them how much "savings" I have, to strengthen my application. If your salary is sufficient, then you don't have to show your savings if you don't want too. From what I know, they will take your SG salary and multiply by 2 to get the equivalent in RM. Banks will usually approve the loan if the total monthly installment and other commitments (personal loan, other home loans) are less than 1/3 of your salary.
E.g. If your salary is SGD5000 x2 = RM10000. 1/3 = RM3333. If your property is RM550k, with 80% loan (RM440k), your monthly installment will be RM2152 at BLR-2.4%. Since RM2152 is far lower than RM3333, it should not be a problem for the bank to approve your application, provided you don't have other financial commitments. I dunno if they consider the financial commitments in Singapore or not.
I went with my mortgage broker, Esther, who handled my previous NI purchase. She submitted my documents to RHB, OUB and HLBB and so far OUB and HLBB has contacted me for more details to process my loan application. Below are her details if you want to engage her service. But I think she is out of Msia this week.
Esther Ker (Ms)
H/P : +6016 7901673
PREMIER PLUS CONSULTANCY (M) SDN BHD (848188-W)
29-02 Jalan Bestari 1/5, Taman Nusa Bestari, 81300 Skudai, Johor Bahru
Hope you have weighed the pros and cons carefully because property purchase is usually the biggest purchase in a person's life.... looking forward to have you as a neighbour.