Surprised that an accountant who is supposed to deal with facts & figures does not know the reality in Spore. The closer you are to 40 the more likely you are to be retrenched because of the PAP's official retirement age for Sporeans. I thought everyone knew about this?
I made my plans based on this. So I scrimped & saved my $ when I was younger & never understood how so many Sporeans could afford to spend on luxuries like cars and children.
Obviously many Sporeans are being naive about the realities of life under the PAP