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We are likely to reach the growth rate of developed nation in the coming decade. To continue to grow like a dveloping country, we need IDR as much as they need us. 10years prior to 2009, Malaysia currency weaken and property market is also dull. This make Malaysia relatively less well off vs the...

Wow!!!! Just realize that encorp has a full page advertisement for the new condo project name Encorp Marina. It will be right next to imperia puteri harbour. The Singapore launch is at Hilton hotel today and tomorrow. Do not know the launch price yet. Anyone know, pls update. Many thanks. PH

Personally, I think the best investment is real estate. But I will still hold equity as it is the cheapest asset now vs all other asset. This is because of all the uncertainty. I am also in the midst of reallocating my assets from Singapore real estate to jb real estate and equity funds. I am...

List of forummers who have purchased or intend to purchase property in Johor. Hope those guests who are following this thread actively will also create their own account and join 'The List'. (Copy the whole list including this heading. Click 'Reply to Thread'. Paste it in your reply and add your...

Property prices can fall 30% during crisis if everyOne is cash tight. Given that markets is flood with liquidity, any downturn in property market is likely to be limited just like in 2009. The main reason why many are lolling at iskandar is because they are flooded with cash and home price is...

Same here.... When I first bought imperia, all My friends and relatives say I am crazy. But after the iskandar article and the recent announcement, 3 of them actually follow me for the main launch of imperia. I also bring them to see the show flat for EL melody as well as Ledang heights...

I mean I may not pay SGD 1m more for puteri harbour land vs LH. Cos at LH, paying SGD 1m less, I can get bigger house and bigger land... Hope it clarify.... Cheers, PH

Hi, I not an expert of puteri harbour but can give you my 2 cents worth. Ledang heights is MYR80-100PDF for land. Ie, it will work to to about MYR1.2m for land assuming construction cost is MYR 2.5m. The total cost would work up to about SGD 1.5m. Vs SGD2.59m (MYR 6m) for bayfront. I am sure...

I suspect many Japanese firms may be moving their manufacturing across to Johor as the biggest investors after Singaporeans in Imperia is the Japanese. Look like things is moving slightly smoother than expected. Cheers, PH

I also heard that there may another hotel that is in the process of confirming their commitment. So imperia immediate neighbour now includes the following developments - traders hotel - indoor theme park - ascott residence - UEM/UM land joint venture to the left and - encorp land...

Lucky for me... I leave 515pm from puteri harbour through second link. Reach Singapore 6pm.

I know of many, their bonus and rental income is 2-3times their monthly basic income. Bank either fail to realise that bonus and rental are variables or bankers just want growth and forget about their responsibility towards their employer. Hope it give you some thoughts.... Cheers, PH

I enter unit in 1998.....Lol Cheers, PH

You do not need such reserve if you only have 1 loan and monthly installments is 1/4 to 1/3 your basic income. But you need such reserves when your installments is 1.5times your basic income. You will understand what I mean when the time come. I hear from many uncles over the last 10years and...

Yup. Many use the reserve to construct houses instead of taking construction loan and revalue their new property after construction and take up more loan. Some use to buy distress property or assets. but need to replenish once used. I usually project 12mths personal income, rental income as...

Understand and totally agreed. Paisei, maybe i did not make it clearer. My reserves is for in case no tenants or low rental and no jobs. I just want to make sure all grounds are covered. Some of the uncles that I met went bottom up due to cashflow problem despite having mortgage insurance. I am...

Really relaxmann... Many thanks in advance.... PH

Many thanks..... Looking to buy land only.... Cheers, PH

Miss out on the appreciation night due to a friend's wedding dinner. Have to miss it again this round again due to another wedding dinner.. A bit disappointed...... Those who will be there, please help me to take a picture of the sales table with the green and red stickers as we check the price...

Agree.... Sad that the education has fail to teach the right value system over the years. Fortunately, the new education minister realise this and hopefully he can change things over the next 10 years. I am a person that does not leave things to chance. I prefer to my kids simple value from...