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  1. abugumgum

    Living in JB 2 (Johore)

    Bro Wuqi, thank goodness it is minor damage and most importantly no injuries. Agree on the usual mad men and women drivers. They are out there on the roads and I always keep myself away. In this case, you had no chance to distance. We were once almost rear ended by a Military Truck at a red...
  2. abugumgum

    Increased of state levy from 10k RM to 30k RM sometime around April 2012

    They won't do it all in one go. One step at a time, as long as the demand keeps up.
  3. abugumgum

    Increased of state levy from 10k RM to 30k RM sometime around April 2012

    If this is the case, living has just been made more expensive for foreigners, the whole chain of inflation, starting from properties. :(
  4. abugumgum

    Buying a property Leasehold or freehold better??

    Even landed can be leasehold here. It depends on the developer when they decided on the project. One reason can be it is on State Land. While another reason can be developer and/or landowner decides to market as leasehold even though the land is freehold, so that can market slightly cheaper and...
  5. abugumgum

    Buying a property Leasehold or freehold better??

    Thanks Bro wuqi. Well you and some bro know what happened and how we made the double u-turns :( I will remember how you offered to help me with my Kia back then. We are getting comfortable again but my Mrs. still not so comfortable with landed, despite me showing her places, how we can make it...
  6. abugumgum

    Buying a property Leasehold or freehold better??

    It is great to have a good seller and agent. DreamOrAction has raised a very good point on the remaining years of the lease. I had once considered a leasehold unit and realised that I had to add 7 years to the age of the development to get the actual remainder lease. I guess owners did not...
  7. abugumgum

    Buying a property Leasehold or freehold better??

    I think I have seen the ad for this condo. Is it a leasehold property? Congrats on finding the one that fits your requirements. :)
  8. abugumgum

    Living in JB 2 (Johore)

    It is a good move, try before commit. Happy living! P1 as recommended by some bros. :) There are down times though, but I have the Digi 3G to back up. But if all service providers are down, then "bo pian". No such occurrence for a year since I used them.
  9. abugumgum

    Living in JB 2 (Johore)

    Bro Greddy, There is definitely a trade off for choosing to live in JB and commute to Sgp. A change in one's comfort zone in Sgp to the unknown JB style of living. You and family ought to try out by spending time living it out in JB to gauge your acceptance and happiness level. No point in...
  10. abugumgum

    Living in JB 2 (Johore)

    Thanks Bro Avalon. This card's rewards are attractive.
  11. abugumgum

    Living in JB 2 (Johore)

    After the exchange rate, still better than using Rm changed fr Money changer? Restaurants no rebate?
  12. abugumgum

    Legal issues/questions - Anything to do with lawyers and banks

    That's why a Will is necessary to carry out the wishes and not leave it to the above scenario.
  13. abugumgum

    Living in JB 2 (Johore)

    Yes, that seems to be the "catch" :( Consolation is Save stamp duty 0.5% on that 10 to 15% difference in LTV.
  14. abugumgum

    Bikers come in!

    I don't think much can be done to solve this. Reducing 2T will only risk the wear of the engine.
  15. abugumgum

    Legal issues/questions - Anything to do with lawyers and banks

    I am not sure about this, but will it be better to draft a Will in Singapore and just include the properties in Msia? At least there is only one Will that covers all that one has to pass on, not to complicate matters when the day comes.
  16. abugumgum

    Bikers come in!

    Ha ha, I wanted to say RXZ is very smoky too.
  17. abugumgum

    JB Food

    Good, can try liao. My regular car wash is along that road. :D
  18. abugumgum

    Bikers come in!

    Enjoy the cool morning fresh air. But will need more kopi to keep the spirits up later part of the day? I used to ride years ago, in Sgp. I think the exhaust in a jam will be extremely unpleasant. Can try a mask to alleviate. Saw that in Taiwan.
  19. abugumgum

    Living in JB 2 (Johore)

    I wanted a CC with rewards system tied with Petrol or/and Grocery, just like Citibank Dividend Card in Sgp. Debit cards does not give good rewards and I always worry that it is not protected against fraud like credit cards do. Although there is a daily limit one can set, there seems to be no...
  20. abugumgum

    Living in JB 2 (Johore)

    Thanks bro, I will check with them.
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