Chitchat Left with 50 dollars in wallet and 200 in the bank.....10 may 2016

lifeafter41 · May 10, 2016

A friend just msg me.....told me he only got 50 dollars in the wallet and 200 dollars in the bank....today is 10 May 2016, he has yet to pay his utility bills and conservancy charges....payday is on month end.

Asked to borrow 500......tide things over, he told me.....
Never knew his finance are so tight.....

glockman · May 10, 2016

Feel sorry for your friend. Looks like he's not financially prudent, putting money aside may be a foreign concept to him.

frenchbriefs · May 10, 2016

he still has 250 dollars and he still has the shame to ask u for money.i would treat this as a wake up call and try to survive till the end of the month on 250 and start thinking how to turn my financial life around.bills be damned,its not like they cant wait another month or two.

jw5 · May 10, 2016

lifeafter41 said:
A friend just msg me.....told me he only got 50 dollars in the wallet and 200 dollars in the bank....today is 10 May 2016, he has yet to pay his utility bills and conservancy charges....payday is on month end.

Asked to borrow 500......tide things over, he told me.....
Never knew his finance are so tight.....

Couple Of Questions:

1. Did you lend him? :wink:

2. How much does he get on payday? :biggrin:

Scrooball (clone) · May 10, 2016

If I got $250 left, I will ask my mp for help

lifeafter41 · May 10, 2016

jw5 said:
Couple Of Questions:

1. Did you lend him?

2. How much does he get on payday?

Yes, not the full amount, but 300
After cpf, I believe it's around 1500.

Spoke to him, told me finance are tight due to dad fall ill and unexpected expenses.
Initially has around 2.5k as savings, but now used up.

Early 50s with one kid, in secondary school. Wife is homemaker.
Understand used to have OTs, but now with bad economy, all OTs cut.
Told me got job already lucky Liao.......

looneytan · May 10, 2016

look like we share the same friend

BTW ... who did he vote for?

jw5 · May 10, 2016

lifeafter41 said:
Yes, not the full amount, but 300
After cpf, I believe it's around 1500.

Spoke to him, told me finance are tight due to dad fall ill and unexpected expenses.
Initially has around 2.5k as savings, but now used up.

Early 50s with one kid, in secondary school. Wife is homemaker.
Understand used to have OTs, but now with bad economy, all OTs cut.
Told me got job already lucky Liao.......

lifeafter51 can be damn tough :(

GoldenDragon · May 11, 2016

lifeafter41 said:
Yes, not the full amount, but 300
After cpf, I believe it's around 1500.

Spoke to him, told me finance are tight due to dad fall ill and unexpected expenses.
Initially has around 2.5k as savings, but now used up.

Early 50s with one kid, in secondary school. Wife is homemaker.
Understand used to have OTs, but now with bad economy, all OTs

cut.
Told me got job already lucky Liao.......

best to consider it as write-off. or payable when able. as long as the money is not used for gambling, drinking or screwing, i would do the same if asked.

my old neighbour once loaned his friend 100k at 5% interest, monthly. The interest was suggested by borrower. my old
neighbour is one lucky guy. he got his 100k back within a year. best of all, over the past 15-20 years, my neughbour made at least 1 million through his friend just through commissions from his bets.

kryonlight · May 11, 2016

jw5 said:
lifeafter51 can be damn tough :(

How about lifeafter81 begging sinkies to buy tissue paper?

Galadria · May 11, 2016

GoldenDragon said:
best to consider it as write-off. or payable when able. as long as the money is not used for gambling, drinking or screwing, i would do the same if asked.

my old neighbour once loaned his friend 100k at 5% interest, monthly. The interest was suggested by borrower. my old
neighbour is one lucky guy. he got his 100k back within a year. best of all, over the past 15-20 years, my neughbour made at least 1 million through his friend just through commissions from his bets.

Would it be consider as loan sharking activities with your mentioned situation?

frenchbriefs · May 11, 2016

lifeafter41 said:
Yes, not the full amount, but 300
After cpf, I believe it's around 1500.

Spoke to him, told me finance are tight due to dad fall ill and unexpected expenses.
Initially has around 2.5k as savings, but now used up.

Early 50s with one kid, in secondary school. Wife is homemaker.
Understand used to have OTs, but now with bad economy, all OTs cut.
Told me got job already lucky Liao.......

savings of 2.5k,tell ur friend to gtfo....if im 22 years old with savings of 2.5k i would be fucking worried,anything could fuck up anytime,2.5k is like living next to nothing.

even the banglas from third world country has to save up 5 or 6k to come to singapore to work,and they can only save like $1 a day,can u imagine if ur family save night and day for 10 years so the father or son can fulfill his dream of coming to singapore to be a construction worker?i earn less than 2k like ur friend,if i lazy i try to save at least $500 to $1k a month,if super siao on can even save up to $1.5k a month.

wtf is 2.5k?like my favourite movie quote on the big financial crash of 2008....."they were lending money to people on a mickey d's income,people who were one broken refrigerator away from being homeless"

if ur friend's refrigerator broke down,is he going to declare bankrupt and sell his car to fix it?

frenchbriefs · May 11, 2016

GoldenDragon said:
best to consider it as write-off. or payable when able. as long as the money is not used for gambling, drinking or screwing, i would do the same if asked.

my old neighbour once loaned his friend 100k at 5% interest, monthly. The interest was suggested by borrower. my old
neighbour is one lucky guy. he got his 100k back within a year. best of all, over the past 15-20 years, my neughbour made at least 1 million through his friend just through commissions from his bets.

cool story bro,as a 5 year old poker player i would never lend anyone money,especially not degenerate gamblers....not even 1k let alone 100k.....lend a gambler money equal as good as gone,lend a person 100k u will never hear from him again,never mind 100k even $500 u will never see them again.....if i have to lend a gambler 1k i would charge at least 50 percent interest,and confiscate his ipad or laptop as collateral so i can bash his head in with it if he doesnt pay up on payday.

i swear to god gamblers especially the losing ones will do anything for money,lie cheat even steal from their parents/family.

Wunderfool · May 11, 2016

lifeafter41 said:
Yes, not the full amount, but 300
After cpf, I believe it's around 1500.

Spoke to him, told me finance are tight due to dad fall ill and unexpected expenses.
Initially has around 2.5k as savings, but now used up.

Early 50s with one kid, in secondary school. Wife is homemaker.
Understand used to have OTs, but now with bad economy, all OTs cut.
Told me got job already lucky Liao.......

At 50 years old and that he works all his life and he only has 2.5K savings left, is almost unbelievable. What does he spend his money on ?

matamafia · May 11, 2016

Can rob the nearest PAP kindergarten, Changi Hotel got free roof meal bath and medicald. Solved?

jw5 · May 11, 2016

kryonlight said:
How about lifeafter81 begging sinkies to buy tissue paper?

If you have to beg sinkies to buy tissue paper, it's better not to have lifeafer81. :(

GoldenDragon · May 11, 2016

frenchbriefs said:
cool story bro,as a 5 year old poker player i would never lend anyone money,especially not degenerate gamblers....not even 1k let alone 100k.....lend a gambler money equal as good as gone,lend a person 100k u will never hear from him again,never mind 100k even $500 u will never see them again.....if i have to lend a gambler 1k i would charge at least 50 percent interest,and confiscate his ipad or laptop as collateral so i can bash his head in with it if he doesnt pay up on payday.

i swear to god gamblers especially the losing ones will do anything for money,lie cheat even steal from their parents/family.

the 100k loan was for legit biz, not gambling. biz prospered then he went into heavy betting. my friend earned the comms.

kryonlight · May 11, 2016

GoldenDragon said:
the 100k loan was for legit biz, not gambling. biz prospered then he went into heavy betting. my friend earned the comms.

Are the bets and commissions legal? Are they PAP-approved?

JohnTan · May 11, 2016

lifeafter41 said:
A friend just msg me.....told me he only got 50 dollars in the wallet and 200 dollars in the bank....today is 10 May 2016, he has yet to pay his utility bills and conservancy charges....payday is on month end.

Asked to borrow 500......tide things over, he told me.....
Never knew his finance are so tight.....

You do know that your friend will not pay you back even if he swears he would, do you?

hsienloong · May 11, 2016

JohnTan said:
You do know that your friend will not pay you back even if he swears he would, do you?

You do realize that you still have a bit of cum still left on you lips. Don't you?

Chitchat Left with 50 dollars in wallet and 200 in the bank.....10 may 2016

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