Do you plan for the future

Equalisation · Sep 23, 2014

For us ordinary citizens, plan what ahead? Salary just right to live a less than simple life.

Give us back all OUR hard-earned CPF money at age 55 NOWWWW !!! :mad:

Damn it ! It is OUR blood and sweat money not yours to keep !!!:oIo:

CloneHunter · Sep 23, 2014

chootchiew said:
To some people $25k per year is a pathetic amount. To me is an achievement since I do not earn much. It is achievable by saving 50% of my take home pay per mth and with aws/bonus if any :p

Dun forget to cost in income tax. :biggrin:

CloneHunter · Sep 23, 2014

Equalisation said:
For us ordinary citizens, plan what ahead? Salary just right to live a less than simple life.

Give us back all OUR hard-earned CPF money at age 55 NOWWWW !!!

Damn it ! It is OUR blood and sweat money not yours to keep !!!:oIo:

This i agree...Vote PAP out!

Leongsam · Sep 23, 2014

Equalisation said:
For us ordinary citizens, plan what ahead? Salary just right to live a less than simple life.

That's my point.... if your salary is only "just right" will you start planning to take steps to do something about it or do you just resign yourself the the fact that you're stuck in a rut.

Equalisation · Sep 23, 2014

Leongsam said:
That's my point.... if your salary is only "just right" will you start planning to take steps to do something about it or do you just resign yourself the the fact that you're stuck in a rut.

Don't deviate !!

Give us back all OUR CPF nowww !!! :mad:

CloneHunter · Sep 23, 2014

Equalisation said:
Don't deviate !!

Give us back all OUR CPF nowww !!!

Vote Opposition until PAP become Opposition.

chootchiew · Sep 23, 2014

CloneHunter said:
Vote Opposition until PAP become Opposition.

That will be weird. Supporters will then support pap to lock their cpf and suck dry their money :biggrin:

zhihau · Sep 23, 2014

Leongsam said:
Do you look 2 or more decades ahead and plan for the sort of life you'll wish to lead

This is what I tell my future...

<iframe width="420" height="315" src="//www.youtube.com/embed/vabnZ9-ex7o" frameborder="0" allowfullscreen></iframe>

:biggrin:

zhihau · Sep 23, 2014

Leongsam said:
Haven't you considered the possibility that a bit of trial and error along the way is part and parcel of a retirement plan.

Truth be told, I live each day my best, putting in my best: come what may there after.
A long term goal is merely a guide, I like to enjoy my journey there, ups and downs are part and parcel I guess, I will get there :p:p:p

iluvu · Sep 23, 2014

Be content with what one has. There is no need to start planning, for most plans do not work out.

Leongsam · Sep 23, 2014

iluvu said:
Be content with what one has. There is no need to start planning, for most plans do not work out.

You start life owning nothing. Parents provide your means of survival. When you reach adulthood, you have to take steps to become self sufficient so you must have had some sort of goal which you have now achieved.

My question is why stop there"? Why don't you aim for the next step up in order to secure financial independence for the long term?

chootchiew · Sep 23, 2014

iluvu said:
Be content with what one has. There is no need to start planning, for most plans do not work out.

I realised when I did not plan I've made some pleasant success in my younger days as compared to when I started planning, things all gone haywired (honestly to my heart, pap is the main caused of it) . Your statement is very true. :smile:

LEGEND · Sep 23, 2014

Today got wine, today drunk.

McDonaldsKid · Sep 23, 2014

chootchiew said:
To some people $25k per year is a pathetic amount. To me is an achievement since I do not earn much. It is achievable by saving 50% of my take home pay per mth and with aws/bonus if any :p

I am always impressed by people who can save 50% of their salary. I dont think anyone earning less than 10K can do that.

OverTheCounter · Sep 23, 2014

McDonaldsKid said:
I am always impressed by people who can save 50% of their salary. I dont think anyone earning less than 10K can do that.

Its possible if you don't have a family to feed.

zhihau · Sep 23, 2014

McDonaldsKid said:
I am always impressed by people who can save 50% of their salary. I dont think anyone earning less than 10K can do that.

Are you alluding that the costs of living in Singapore is at least SGD$5K/month per person?

yinyang · Sep 23, 2014

Looks like the poll's leaning (heavily) towards 4-D hopefuls.. at 80% :cool:

chootchiew · Sep 23, 2014

OverTheCounter said:
Its possible if you don't have a family to feed.

Exactly. It can be upto 80% if I put in endurance to hide in hdb hole other than going to work :biggrin:

McDonaldsKid · Sep 23, 2014

zhihau said:
Are you alluding that the costs of living in Singapore is at least SGD$5K/month per person?

If you throw in kids, I think that's entirely possible.

McDonaldsKid · Sep 23, 2014

zhihau said:
Are you alluding that the costs of living in Singapore is at least SGD$5K/month per person?

For me at least. Although I think thats quite high and am looking to cut down on some expenses.

Do you plan for the future

Do you plan for the future or do you just let it happen?

I've started planning for the future

I live a day as it comes and hope for the best

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