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What is the best credit card to apply for if you have good credit?

Allota

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Which credit card do you think it's best for those with good credit? Citibank, DBS, POSB or UOB?
 

chupacabra

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Credit cards are like quicksand, the more you struggle to pay your debt ( usually by borrowing from other cards) the more you start to sink. I cancel all my cards more then 10 years ago.
 

kingrant

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Any which offers you free annual fees, plenty of reciprocal club member privileges, free golfing at your fav courses. But must have S$120,000 annual income min. Loo woo boh?

One in mind is the Black CIMB card. Free golfing at Keppel Club and other Malaysian links.

Singapore
1. Keppel Club
2. Orchid Country Club
3. Raffles Country Club
4.. Sembawang Country Club
5. Warren Golf & Country Club
Indonesia
1. Bandung Giri Gahana Golf & Resort
2. Bintan Lagoon Resort
3. Cengkareng Golf Club
4. Imperial Klub Golf
5. Jagorawi Golf & Country Club
6. Klub Golf Bogor Raya
7. Nirwana Bali Golf Club
8. Rancamaya Golf & Country Club
Malaysia
1. Bukit Jawi Golf Resort
2. Bukit Kemuning Golf & Country Resort
3. Cinta Sayang Golf & Country Resort
4. Eastwood Valley Golf & Country Club
5. Glenmarie Golf & Country Club
6. Kelab Rahman Putra Malaysia
7. Nilai Springs Golf & Country Club
8. Palm Garden Golf Club
9. Palm Resort Golf & Country Club
10. Penang Golf Resort
11. The Legends Golf & Country Resort
12. Tiara Melaka Golf & Country Club
13. Tropicana Golf & Country Resort
 
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sunlee2002

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depends on your income and also why you wanna get the card, eg. Is it for rebates, discounts, pay bills etc. for me, I've only got the everyday credit card and I think that's enough for me personally cos it fits my my needs currently. I think its more for youths/people in their 20s, so if you're in this group, maybe you can check it out also..
 

StinkiePeasants

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Loyal
Depends on what you want to get out of the credit card.

For impressing & bedding women, the American Express Centurion Card (aka Amex Black Charge Card) is the one to get as it is by invitation only and the annual fee is $5K. It has no preset spending limit. Plus, you'll need to be an existing Amex Platinum charge cardmember spending hundreds of thousands of dollars every year and paying the bill on-time and in full every month before you can be upgraded to Amex Centurion Card.
 
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PeterSmith

New Member
Well, I think many big banks and financial organizations provides their own credit cards. I have Hello Kitty Credit Card since last 1 year and I get good cashback on purchase and some points on using credit card. I would suggest to use this credit card. Ask your nearest center who provides such credit cards. Before applying for a credit cards read all the terms and conditions carefully. Their cash back offers and other benefits as well.
 
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