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Newbie questions

westcoastbay

Alfrescian
Loyal
Re: What needs to do to open a bank account in Malaysia.

Many folks will tell you If you find that you cannot even bring 1000 RM for deposit with such great fear, then you should not enter Johor at all.
The risk threshold is too much for you in that case.

As for me, i will say to just:


1. Bring it (and tell no one)
2. Have someone in Malaysia who you can trust, TT the money into his/her account. Draw it out
and then use it to open an account.
3. Else just bring SGD equivalent, change here and deposit.
4. Another way is to open a Maybank/CIMB account in Singapore. Then go to any Maybank ATM or any other MEPS ATM machine here to withdraw the 1000 RM for new account opening.

ANOTHER WAY (Foolproof but slightly costly)
Just take your ATM card from Singapore and use it at Alliance Bank or Ambank/CIMB bank and withdraw your money in MYR.

Point taken, wuqi. I don't bring in >RM1000 cash whenever I go JB, KL or Kuching.

Point 4 is the best for me. My friend was telling me as Maybank SG bank account holder, withdrawal from Maybank ATMs in MY has no transactional charge, which is good. (Only bank conversion rate from SGD to MYR)

TT through bank is rather expensive, I think there is charges on both the sender + receiver.
 
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wuqi256

Moderator - JB Section
Loyal
Re: Less well known developments : Engaging a civil engineer for 2nd opinion..

Hi DOA,

I believe the laggards are finally catching on, looking generally from the type of questions posted these days.
 

wuqi256

Moderator - JB Section
Loyal
Re: Less well known developments : Engaging a civil engineer for 2nd opinion..

Thanks Bro DREAMorACTION,

Weird.. I actually went to the sales office first and the guy there tell me to just go take a look myself and he knows I am going to view precinct 7 & 8..

The developer was selling 8A at RM880K, Im sure resale prices will be higher, I doubt I can afford it..

Somehow I reasoned to myself that, hey look, there are so many cheap houses that has been around for decades and at worst, they look dilapidated, nothing happened.. But at the back of my mind, there's this lingering thought of many "what if's".. Just wanna ensure I get a home that doesn't give me headaches later on..


There are no 100% guarantees in life, even if you can get a 2nd or third opinion, it is only for what is currently still in good condition.

There is still no guarantee for what may happen in the future. Good to check but getting a good developer with good reputation will help
to ensure some degree of quality.

Most types of roofs will leak eventually, gardens will have bugs, etc. Most houses only need some level of preventive maintenance. It is also
the luck of a draw as no matter how good a developer is, sometimes one still gets lemons. Hence for your case, best to go for houses which
have already been built and you can do all you want to check on soil/gravel mix, standard of concrete, etc. This is as with houses that are already
built, most of the issues and faults are clearly manifested to some extent.

You can then do any soil sampling or reasonance/sonic tomography checks on the concrete structure that may be required. I am serious, you should
take at least 6 months to study what you need to do and exhaust every means possible to check before committing.
 
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DREAMorACTION

Alfrescian
Loyal
Re: Less well known developments : Engaging a civil engineer for 2nd opinion..

Yup bro.

Will help to the best we can. But they will need to do a lot more home works than they thought they would had needed to :smile:

Hi DOA,

I believe the laggards are finally catching on, looking generally from the type of questions posted these days.
 

Andymion

New Member
setia tropika

Hey guys, I'm new here and I hope you guys can give me some advice on buying a property in Malaysia. I recently saw this development called setis tropika. This particular property called the bridge really caught my eyes. However it priced at 978k rm which is pretty steep for Malaysia standard. But the property is really nice and the location looks secured and they seemed to be developing a biz hub there.so there seems to have potential.
I would like to what you guys think and hope you can share what are the steps and requirements to own a property in Malaysia. I currently own a 1st hand hdb, can I still buy a property in Malaysia?
 

contra

Alfrescian
Loyal
Re: Less well known developments : Engaging a civil engineer for 2nd opinion..

I understand.
The comment of HH was by bro horizonhills in main thread about 3 days back..
He was referring to resale of the earlier development, Gateway intermediate terrace. Also resale of Golf is RM500k-RM600k for those 22X70.
Actually I thought driving for food was pretty close by for HH at Bukit Indah.. As compared against Pulai Indah's area outside, which I did not feel as safe as BI area. Maybe is just me not adventurous enough to go that far out yet.. To me, anywhere in JB is still cheaper than sinkieland for retiremment. Can also cook at home with cheaper raw ingredients , and more space to stretch and enjoy better quality of life :-)




Hi Bro Contra,

Thanks for dropping by.

Cool.. seems that u know Mutiara Rini well. I saw their houses in Skudai, Johor, and the design is simple and nice but the units are kinda small..

Actually I started reading this section about a year ago and yep, did saw about some complains about quality.. But i didn't see the part where HH resale units were going at such attractive prices, sound pretty good, would like to know more details..

Sometime back I did visit HH even though I know I can't afford it ( manage to know the prices based on the discussion going on here).. When I went thru the security, I was impressed with the many layers in place.. Very impressive security indeed! :smile: The exterior of the houses were really beautiful.. When I visited the showroom, they quoted the cheapest unit available was RM800k and above :*:

Anyway, just took a walk around the clubhouse and I must say the view of the golf course is simply magnificent.. The pool side overlooking the golf course is simply breathtaking, I felt so relax just sitting there.. I fell in love with HH and wish I can afford a house there.. Security and the scenery are the 2 strong points..

But my partner doesn't like the fact that if u just wanna buy a meal or get anything, u gotta drive helluva long way out.. The food pricing at the clubhouse is almost like dining out in SG.. I wonder if the makan shops nearby would be "commercialised" as well... If prices level with SG standard, then I guess I lost a partial aim of having a lower cost of living in jb.. Another thing I worry is the property tax.. HH, NI, Nusa duta are high end residences and if property price go up, will the tax also go up? I wonder if the day will come where the property tax place a huge burden on me.. So am forgoing the higher end properties..

I'm nt a high income earner and I guess maybe that's why I wanna do my best to get a home where I'll have no regrets later on..
 
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wuqi256

Moderator - JB Section
Loyal
Re: Less well known developments : Engaging a civil engineer for 2nd opinion..

Hi Sweve, actually some houses are still affordable at HH, even subsale. There are limited eateries and food options now if you stay near at The Gateway, The Hills, etc where its walkable and you don't have to go to the clubhouse. My tenant walks almost daily to the tim sum and breadshop. My family sees them almost every day so we know plus they stay there permanently instead of those who may have started earlier but do not stay in Johore except the weekends.

There are also coffeeshops and many shops at the foot of HH but that one you have to walk about 15 minutes down.

Property tax we pay just 200-400 RM for each HH property. They tax you based on land, etc but its not terribly expensive and they have to look after the interests of their people as well hence it will still be around there.

Its important to do your due dilligence but do concentrate on the solutions and finding out what worries you. When you do, then the worry will be dispelled immediately.
 
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wuqi256

Moderator - JB Section
Loyal
Re: setia tropika

Hey guys, I'm new here and I hope you guys can give me some advice on buying a property in Malaysia. I recently saw this development called setis tropika. This particular property called the bridge really caught my eyes. However it priced at 978k rm which is pretty steep for Malaysia standard. But the property is really nice and the location looks secured and they seemed to be developing a biz hub there.so there seems to have potential.
I would like to what you guys think and hope you can share what are the steps and requirements to own a property in Malaysia. I currently own a 1st hand hdb, can I still buy a property in Malaysia?

Buyable but mainly for own stay. If you are outside of the 5 year MOP then no issues at all.

Combining this into the newbie question thread.
 

Jimmy1978

Alfrescian
Loyal
Re: Should I take loan from SG bank or MY bank?

It makes more sense to take out a property loan from a SG bank, most like DBS, POSB, OCBC etc have lower interest rates than their counterparts in MY. :wink:
 

nightkids

Alfrescian
Loyal
Hi all gurus, i have received newsletter from 1 Medini, they are having a registration/open house on 21st and 22nd April.......very tempted bcos of the location.

Know that 1 Medini is a leasehold, any bros here know the lease years?

Is the area worth buying?

What are the things i should take note of?

Thanks all gurus/bros
 

wuqi256

Moderator - JB Section
Loyal
Re: Should I take loan from SG bank or MY bank?

I think for MY property, buyer can only take loan from MY banks.

Yes, only from banks based in MY but they can be banks like OCBC, HSBC, Standard Chartered which have branches here and in SG.
 

streams

Alfrescian
Loyal
Hi all gurus, i have received newsletter from 1 Medini, they are having a registration/open house on 21st and 22nd April.......very tempted bcos of the location.

Know that 1 Medini is a leasehold, any bros here know the lease years?

Is the area worth buying?

What are the things i should take note of?

Thanks all gurus/bros

When i was invited to the early bird launch, the sales persons were not sufficiently trained to do presentation. they were all from Johor and KL and barely knew what was going on in nusajaya and even medini itself. basically could not answer much questions except for which units were booked.

what really got me unhappy was that 90% of units were booked before i arrived in the morning of the so called "early bird launch or pre-launch". It was then that I found out that they had private sellings of some sort- to their company/countrymen and what was left behind were unwanted units- the 5%.

i was tracking this project for months an called the developer quite a few times to determine when the 1st launch date. i have even received assurance that none has been sold yet up to a few days before the launch- which turns out untrue. hence, it was rightly written in most articles that the 1medini was fully sold out (est 300 units), however what they did not state that most were somehow sold privately.

having heard that, I turned away from the project. I have no idea whether "special discounts" were given out to their own before they launched the project to the public- etc foreigners and others. I didn't expect this in medini, the special zone. I went and bought a unit in puteri harbour instead.

i am not debating on the the location (could be really a great purchase) but how un-transparent and possibly biased in their approach of selling residential ppty. of cse, this could be a unique case.

The 2nd matter that catch me by surprise was that a premium project/condo as this does not come with built-in wadrobes and kitchen cabinet. so basically, got to pay upmarket price for a condo unit that still requires additional renovation work. I was then looking at a duplex unit.

These are my experiences. the developer has lots to learn to earn my trust again.
 

wuqi256

Moderator - JB Section
Loyal
Hi Streams, so sorry to hear about your bad experience with regards to this.
Though i normally don't go for condos, i will still choose Ujana/Puteri Harbour
(Imperia) over this.

Normally there should be more unless they really softlaunched it internally or
reserved for certain individuals/organisations.
 

streams

Alfrescian
Loyal
The experience could have turned out to be a blessing.
Afterall, the event did make me lookout for Puteri Harbour instead and i got a unit at Somerset PH.
like many, i bear hope that regionally all things will turn out well in nusajaya.
afterall, its the realisation of the entire masterplan that will make or break this place. Immense benefits for both for investors and our Johor neighbours/friends- a better and safer home/workplace/business/lifestyle for all.

BTW, would like to state that the experience came from the first launch est. Jan 2012

Not complaining...haha
 
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Snooze

Alfrescian
Loyal
Question. Can i get a Msian relative to buy a property <RM$500K, 10-20years down the road, fully paid up, and transfer to a myself (SG)? This will avoid having to buy a MY property that is >RM$500K, and is going to be revised to >RM$1million soon?
 

wuqi256

Moderator - JB Section
Loyal
The experience could have turned out to be a blessing.
Afterall, the event did make me lookout for Puteri Harbour instead and i got a unit at Somerset PH.
like many, i bear hope that regionally all things will turn out well in nusajaya.
afterall, its the realisation of the entire masterplan that will make or break this place. Immense benefits for both for investors and our Johor neighbours/friends- a better and safer home/workplace/business/lifestyle for all.

BTW, would like to state that the experience came from the first launch est. Jan 2012

Not complaining...haha

Good for you, i am glad you got what you wanted in the end. A learned Dr bought a unit at Medini today, its confirmed leasehold and he had to pay more but at least they gave him some of the furniture, etc free.
 

wuqi256

Moderator - JB Section
Loyal
Question. Can i get a Msian relative to buy a property <RM$500K, 10-20years down the road, fully paid up, and transfer to a myself (SG)? This will avoid having to buy a MY property that is >RM$500K, and is going to be revised to >RM$1million soon?

Yes you can but you will need to pay the transfer fees and if after 10-20 years, then sell at least no issue with Real Gains Tax as one pays nothing after 5 years.

The main issue is on the trust though, unless one is very sure else it is a possible avenue for dispute further in the future.
 

Arowana88

Alfrescian
Loyal
Which maid agency in JB to do maids permits?

Anyone knows which maid agency in JB good for doing maids paper work and work permit???
 
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