congrats on yr new purchase ! wow last week you were still discussing NI with me and so fast u bought HH liao .
Anyway , happy for you !
When dealing with banks , please check with them any set up fees ,misc or postages charges .
They usually wont mention till u sign e dotted lines with them ....
how come u so confident u can get 90% loan ? The banks has tightened their loan policy now ....
Its better to plan at 85% then u can work out your payments ....
Avoid Uxx as I currently have bad experiences with them .....
When i bought NI , my sales exec will help me to contact the banks and send them my info.
U can try to inquiry thru respective banks via website , they will get in touch with u shortly.
I think there are 2 likely scenarios. First is a booth set-up just before the Pusat Bandaraya/customs exit. That will take some time, definately not by May'12, going at the current speed. The second scenario is the Malaysian govt buying over EDL, and letting everyone use for free prior to the elections, before installing the gantries after the elections. Both scenarios are equally possible in my view...... Haha......
A friendly reminder.
iProperty.com EXPO International Collection starts today at;
Sands Expo & Convention Centre (20-22 April)
Showcasing prized developments from Malaysia, Australia, Thailand and the United States;
Mah Sing Properties, UEM Land, Horizon Hills Development, OZ Property Group, ECG Holdings, TSR Ocean Park, Mudra Tropika, Dijaya Corporation, CTL Group, Elite Forward,
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Just like the highlighting of crime or bad news by individuals both well meaning and otherwise, i never took anything down as
i just to give everyone a balanced overview. Detractors can check, none of your posts were ever deleted.
Even the officers attending to me and my friends used almost the same words on us when i accompanied them although they
said it softly, the words were real. Living here or becoming a PR is 2 different matters.
To prove me wrong, i will actually follow up this weekend with all 3 of my friends who applied for PR and 2 have
been here 10 years, 1 of them has MM2H.
I will look for post #3292 for this thread to see if it needs follow up.
Saw the posting below, its the same one. Diaspora was responding to the posting from another forummer,
winners who like me, was at first keen.
Again living here and applying for PR are 2 different things. I was keen to find out more about the PR stuff
as well but....... Still, i have no complains as every country is entitled to put stringent laws about the people
they let migrate in.
Every single country except Singapore and perharps some African nations. Even Tonga tightened its rules.
Don't do the SG - MY thing, most banks will serve you well here local or otherwise.
These days are very different.
The one i used most often and so far the best: Kate Tee, she now works at OCBC: +60 16 660 8420
I guess everyone is too jaded with every other person trying to sell your something. Its either MLM, insurance or some other thing.
You asked them to buy Canadian maple years back when gold was low, they think you are a dealer. You asked them to buy some shares, they think you are stockbroker. You helped them win some, lose some but in the end overall make some but no no no, you words still never good enough.
Then you ask them to buy house, physical house in estates in Singapore which were 800k back then, no no no, you must be a property
agent, oh we are afraid of the house being too big, etc. Then 3 years back ask them to buy in Johore. Again no. You ask them to buy a terrace house here, they said they will buy bungalow, in the end nothing. To be fair, bungalow is only below 2m back then, i could have easily bought with the houses i bought at one go but i just smiled and politely gave him the developer guy (back then a good friend) numbers. I don't think he ever called though.
I wonder, especially in the case of some who were my fathers side friends, is it like what my dad said. Is it because they cheated him in the past
and felt guilty and hence never believed for a moment, that the son of their victim is not taking revenge as it was the earlier/older generation thing?
Somehow their guilt or fear is keeping them away from happiness, that is really sad. I told my dad to forgive those who transgressed against him just ask he has transgressed against others as well. In a word of fairness though, my dad is a good man (in my book) although he takes care of others more than his family sometimes, he really was good to others even when they took him for granted and yet they cheated him.
Is it 100% that everyone will need to seek revenge? I don't and never saw the need to. Why carry on the hatred to the next generation. Else like what my wife always said, my backyard and garden will have lots of shallow graves.
Sometimes, because of the darkness of ones heart, even a silver of light is feared.
One asked a bit more, but no reply after that, when i said i could show him the Impiana brochure (he had an unsuccessful attempt to buy a French property last year -- imagine, after submitting all the paperwork including proof of HDB title deed, they rejected almost all buyers, as they wanted proof that buyers had the property purchase price amount in their bank accounts!).
Another said he needs to make more money first, which is possibly true, only issue is whether their earnings/savings can be faster than property inflation price.
Another relative has plenty of savings, but husband is very conservative while wife is more aggressive. Husband even exclaimed why we even wanted to buy a property in JB (to them the mention of Iskandar or Johor will evoke the thoughts of JB town -- unsafe, rundown, etc).
Last edited by crystal_tiong; 20-04-2012 at 05:45 AM.
If I had not married a Johor PR, I would have been equally sceptical. Like Bro Wuqi, I have asked a few close friends to consider but was either laughed at or met with disbelieving looks. Seeing is believing, but few have even made that step towards viewing that dream property. Some fear that they will be robbed the moment they step into JB.
I will hold a house-warming party when the house is ready and invite them over. Maybe they will be more convinced then instead of spending S$2m and all their lives to chase that freehold terrace dream in SG. But I dont know how many will turn up though. Haha...
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